Hello Again!
Sorry it has been a while since we updated. We had a whirlwind of a week with the house, the inspection and then going on vacation (which, I would like to note had been planned months before we decided to buy a house!).
So, we put in our offer in Monday the 14th. We counter offered and all that fun jazz until we had an accepted offer on Wednesday the 16th. Since we were going out of town on Saturday until the following Wednesday we had to get the inspection done before we left. So, on Friday the 18th we completed it.
There were no major deal breakers that came up with the house, but there are a few concerns with the furnace. Mainly the age of it and the way that they have it vented. After some negotiations we were able to get the sellers to have the furnace cleaned and inspected before we close. If anything shows up bad, we do have a home warranty that is on the home now so we will be okay, but it is just something we have to keep an eye on.
So now we are waiting (except that really, we are still leaping!). Our closing date is set for May 16th. Between now and then FHA will do their home appraisal and inspection. We are worried about somethings coming up such as the basement hand rail not being up to code and the bedroom windows not being acceptable because they are the old crank windows and would be difficult to get out of in the event of a fire. I admit, we are excited about this house, but a part of me worried for a good two days about not being able to close on the house for one reason or another.
So this is where we continue leaping and moving forward. We will continue to pray that no matter what comes up God will take care of it. Whether this means nothing being brought up by the FHA inspection, the sellers willing to pay for anything that does come up, us randomly getting money to pay for anything that needs to be done or whatever other problems/solutions you can think of. We are praying daily for God to continue to bless us and give us good things as we trust in him. That's what this time is all about!
PS: I have included a link to some pictures of the house for those that are interested!
Saturday, March 26, 2011
Wednesday, March 16, 2011
WE GOT THE HOUSE!!!! (Pending inspection of course!!!!)
After 2 days of offer, counter offer, counter offer, and counter offer, we finally reached an agreement! The sellers have agreed to pay 4% in closing costs, give us all the current furniture in the house, provide a 1 year home warranty, and pay our first months mortgage (long story)! We agreed to a May 16th closing date. Not ideal for us, but we took yet another LoF and decided that we can trust God to take care of us and help us get good things!
Now we have lots to do of course. The inspection, locking our interest rate, saving money, going on vacation on Saturday! So busy!
But in all actuality, I feel blessed beyond belief! Last year during LoF we prayed really hard for a baby and the possibility of buying a house. We got neither. Going into this year, we were both hesitant to continue to pray for these things. We have been praying for these things for 3+ years and have felt again and again that we were walking into a wall. However, as our LoF daily bible guide has reminded us, God loves us and wants good things for us. This is evidence of that.
Of course this all pending inspection, but we can have faith that it will go alright! If you are the praying kind, feel free to pray with us. If you are not, we will let you know how it all turns out!
Until Friday (when we complete the inspection),
WE HAVE A HOUSE!!!
Now we have lots to do of course. The inspection, locking our interest rate, saving money, going on vacation on Saturday! So busy!
But in all actuality, I feel blessed beyond belief! Last year during LoF we prayed really hard for a baby and the possibility of buying a house. We got neither. Going into this year, we were both hesitant to continue to pray for these things. We have been praying for these things for 3+ years and have felt again and again that we were walking into a wall. However, as our LoF daily bible guide has reminded us, God loves us and wants good things for us. This is evidence of that.
Of course this all pending inspection, but we can have faith that it will go alright! If you are the praying kind, feel free to pray with us. If you are not, we will let you know how it all turns out!
Until Friday (when we complete the inspection),
WE HAVE A HOUSE!!!
Monday, March 14, 2011
Let the Leaping Begin!
Well, it is here! Ash Wednesday was just under a week ago. Yesterday was our first Leap of Faith (here on out it will be referred to as LoF) Sunday if you will. User manuals, daily bible guides, LoF prayer team. I felt energized, hopeful and even faithfilled when I walked out of there. It might have been something to do with the fact that G and I were heading to an open house for a home that is on the TOP of our favorites list!
We decided that this year for LoF we were going to pray for a few things. In no particular order, we decided on a house, kid(s) and good jobs. Some of these things we have been praying for for a looooong time. Others have become a recent interest and we are looking forward to what answers/blessings/things will come of our time praying for them. Not to mention, we both have several people we are praying for and we are praying for our church as well.
Well, I never thought the steps, or leaps of faith were going to start so soon. Tonight, G and I put an offer in on a house!!! The evening had many ups and downs. We went into our meeting with our mortgage guy thinking we were easily qualifying for down payment assistance. Turns out I get paid one too many times each year! Just $100 less a month and we would have qualified. Well, in reality, this is a better problem to have. For a moment we (read: me) thought that our chances of buying a house were now gone. However, with lots of math and running numbers we realized that we are going to be just fine still. The money would have been nice (I mean, who doesn't like free money???) but I am pretty glad that I make $100/mo more than the average Minnesotan!
SIDE NOTE: I had a moment today when I realized that if we buy this beautiful home in a suburb of the Twin Cities, my children's lives are going to be dramatically different than mine. There will be no low-income housing, no food shelves, no schools that are falling apart both internally or externally, no monthly welfare checks. No. God has blessed me beyond belief and has brought me to where I am today. I would not trade my experience for the world, but I can not believe what I will be able to offer my children! END SIDE NOTE!
Anyways, once we saw that it was still possible we went to house that we looked at yesterday. We loved it just the same. I totally felt like I was at home already! It is soooo cute and perfect for us. So, we went back to the our Realtors office and submitted a purchase agreement!!!!
We know that there are sooooo many things that have to work out in order for us to get this house. We went for it because we know we have a God who loves us, cares about us and wants us to have good things in our lives. Does that mean that this will be our house for sure? NO. Does it mean that we can foolishly make stupid decisions and expect God to work it out for good? Probably not. But it does mean that we can trust in him, take a leap forward and be ready for the exciting ride that is ahead.
We will hopefully hear back on the offer tomorrow. I will keep you updated!!!
We decided that this year for LoF we were going to pray for a few things. In no particular order, we decided on a house, kid(s) and good jobs. Some of these things we have been praying for for a looooong time. Others have become a recent interest and we are looking forward to what answers/blessings/things will come of our time praying for them. Not to mention, we both have several people we are praying for and we are praying for our church as well.
Well, I never thought the steps, or leaps of faith were going to start so soon. Tonight, G and I put an offer in on a house!!! The evening had many ups and downs. We went into our meeting with our mortgage guy thinking we were easily qualifying for down payment assistance. Turns out I get paid one too many times each year! Just $100 less a month and we would have qualified. Well, in reality, this is a better problem to have. For a moment we (read: me) thought that our chances of buying a house were now gone. However, with lots of math and running numbers we realized that we are going to be just fine still. The money would have been nice (I mean, who doesn't like free money???) but I am pretty glad that I make $100/mo more than the average Minnesotan!
SIDE NOTE: I had a moment today when I realized that if we buy this beautiful home in a suburb of the Twin Cities, my children's lives are going to be dramatically different than mine. There will be no low-income housing, no food shelves, no schools that are falling apart both internally or externally, no monthly welfare checks. No. God has blessed me beyond belief and has brought me to where I am today. I would not trade my experience for the world, but I can not believe what I will be able to offer my children! END SIDE NOTE!
Anyways, once we saw that it was still possible we went to house that we looked at yesterday. We loved it just the same. I totally felt like I was at home already! It is soooo cute and perfect for us. So, we went back to the our Realtors office and submitted a purchase agreement!!!!
We know that there are sooooo many things that have to work out in order for us to get this house. We went for it because we know we have a God who loves us, cares about us and wants us to have good things in our lives. Does that mean that this will be our house for sure? NO. Does it mean that we can foolishly make stupid decisions and expect God to work it out for good? Probably not. But it does mean that we can trust in him, take a leap forward and be ready for the exciting ride that is ahead.
We will hopefully hear back on the offer tomorrow. I will keep you updated!!!
Subscribe to:
Posts (Atom)